Get Help: For Myself

Please fill out the form below to begin the inquiry process for our Refinancing Loan Program. This form will help determine whether we are able to pay off your high-cost loan(s) and refinance them at 0% interest.

I live in Minnesota.

I have payday or other predatory loan debt.

We consider anything with an interest rate over 36% to be predatory. If unknown, our team can help with interest rate calculations.

I have a predatory loan with a payoff that is under $2500.

I’ve had the loan or have reborrowed the loan for more than 30 days.

I am not in active bankruptcy nor considering filing for bankruptcy.

I have a steady income.

You Can Help

Be a part of changing someone’s life. Every volunteer and financial donation empowers the community to achieve financial freedom.

Support Us

Get Help

Every day, we’re empowering Minnesotans to break their payday loan debt cycle for good. If you, or someone you know has payday loan debt, and meets our program requirements, we can help.

See if You Qualify Refer Someone