E-newsletters
Goal-Setting
Here are some sample short and long-term goals, as well as action steps to take to help you achieve them. But first – make sure you have a budget in place to help you stay on track toward attaining your financial goals. If you need help starting and sticking with a budget, check out this Read more Goal-Setting
Annual Report 2017
Exodus Lending’s full Annual Report can be downloaded near the bottom of this page or by following this hyperlink: Annual Report from 2017. Annual Report 2017 by Anika Riewe on Scribd
Money Mindfulness
According to the American Psychological Association (APA), one of the major stressors for people during the holiday season (or, frankly, any time of the year) is finances. To avoid stress, think intentionally about your money and practice money mindfulness. Defining Money Mindfulness Mindfulness is the practice of being present in the moment. Money mindfulness Read more Money Mindfulness
Needs vs. Wants
Define Need vs. Want A need is an expense that is essential for you and your family to live and work. Typically, this includes the recurring expenditures that eat up most of our budgets: housing, utilities, transportation, food, and healthcare. A want is nice but non-essential for survival. These are items you can live without (even Read more Needs vs. Wants
Traveling
For many, travel is a great thrill – it provides the chance to explore a new place, to dive deep into the unknown, and to escape the daily grind, even if just for a weekend. However, it isn’t always easy to accommodate excursions given the constraints of our schedules and our budgets. That’s why Read more Traveling
Healthy Food on a Budget
Meal Planning Before hitting the market be sure to have a plan, a shopping list, and a full stomach. Here are some things you can do before shopping to save time, energy, and money: Spend 15-20 minutes planning a week’s worth of evening meals Check what you already have and build recipes around current Read more Healthy Food on a Budget
Preparing for Homeownership
Before purchasing a home, it is essential to understand why you want to pursue this step. Ask yourself: What are my long-term goals? Why do I want to own a home? Do I have the capacity to take on homeownership at this time? Will my job or income support this move? Do I have Read more Preparing for Homeownership
Emergency Funds & Savings Bonds
“We worry about what a child will become tomorrow, yet we forget that he is someone today.” – Stacia Tauscher, dancer and artist Building your savings is a lot like raising a child. Both require balancing the needs of today with the needs of tomorrow. Each requires consistent, daily commitment to growth toward the future you Read more Emergency Funds & Savings Bonds
Savings Accounts
Snowflakes are one of nature’s most fragile things, but just look what they can do when they stick together. Although one snowflake doesn’t seem like a whole lot of anything, with enough sticking together you can build a snowman and enjoy a winter wonderland. Saving money works in the same way – although each contribution Read more Savings Accounts