Money Management
Resources and Financial Tips for Families
One of the scariest parts of making money decisions is knowing that your actions impact not just yourself but also the family members for whom you are financially responsible. It is a pressure-filled and lonely position to be in, so we wanted to share resources and strategies that focus on the financial needs of caretakers Read more Resources and Financial Tips for Families
Protect Your Finances During an Emergency
It is often overwhelming and hard to see a way out of the mess when life hits you with a truly unexpected emergency. That’s why we’ve identified three unique steps to take to protect your financial wellbeing after a variety of stressful emergencies. While we discuss how to respond financially, please be sure to protect Read more Protect Your Finances During an Emergency
Paying Bills
Staying on top of bills is an ongoing challenge for many. When we asked our program participants why they took out a payday loan, nearly a quarter of respondents said to pay for bills. That’s why we wanted to provide organizational tips for bill management and resources if you cannot afford to pay your bills Read more Paying Bills
Meaningful Giving on a Budget
It’s science, really. People want to give, and often feel better when they do. While we believe anyone who wants to can donate a personally meaningful amount without compromising their finances, it isn’t always clear how. So if you want to learn how to include donations or meaningful giving in your financial plan, this guide Read more Meaningful Giving on a Budget
Homeowner Resources
Owning a home is a major financial goal for many renters and a source of pride for anyone who is already a homeowner. However, achieving the dream of homeownership – and keeping up with all the related expenses – is difficult and, for many, seemingly impossible. While homeownership is not the right fit for everyone, Read more Homeowner Resources
Planning for Retirement
Before diving in, we want to be clear: we strongly encourage you to seek professional guidance on retirement. For example, Prepare + Prosper’s Financial Continuum of Care page includes a good resource for financial planning. While many personal finance websites like NerdWallet, CNBC, or AARP have fairly comprehensive, easy-to-follow guides, talking with a trustworthy professional Read more Planning for Retirement
Be An Informed Borrower
Predatory lenders purposely and systematically offer unfair loan terms to borrowers, using a business model that “benefits the lender and ignores or hinders the borrower’s ability to repay.” While Exodus Lending is actively working to stop predatory lenders from operating in the first place, until then, you can become a more informed loan borrower with Read more Be An Informed Borrower
Practicing Self-Care
Self-care is any action done to consciously preserve one’s physical, mental, emotional, and spiritual health. This definition is purposely broad because self-care looks and feels different to everyone. Although some people may think self-care means buying fancy skincare products or going on expensive shopping sprees, according to psychotherapist Kathleen Dahlen deVos; “…spending excessive money or Read more Practicing Self-Care
Banks and Credit Unions
While banks and credit unions are both financial institutions where you can keep, borrow, and grow your money, they are not exactly the same. Here is a chart breaking down the main differences between them: BANKS CREDIT UNIONS – Banks are for-profit financial institutions. Their primary focus is making money for their stakeholders. – No Read more Banks and Credit Unions
CAP Agencies and Other Financial Resources
Have you ever heard of Community Action Partnership (CAP) or a Community Action Agency (CAA)? Community Action Partnership is a national nonprofit that provides technical assistance, training, and other resources to CAAs, nonprofits, and public groups. In other words, CAP connects local communities and individual citizens to financial resources that meet their needs. There are Read more CAP Agencies and Other Financial Resources